Today’s AI Top Pick: UPST

Upstart is the cleanest confluence of the screen's thesis (32.75% short float, RSI 59.3, epsNextY +103.35%, salesYoY +57.69%) with a forecast tape that actually confirms across timeframes. On the 1d, fc_short +29.13%, fc_mid +35.29%, fc_long +13.66%; on the 1wk, fc_short +3.84%, fc_mid +44.16%, fc_long +139.76%. That is genuine multi-timeframe agreement pointing higher, backed by kronos bullish_prob = 1.0 and near_term_bullish = 0.8 — few names in this pool have both. Critically, price is NOT pinned to the highs: 1h pos_in_21bar_range is only 16.21% and 1d is 89.55% (not yet 100% like DAVE, SEZL, PAR, CELH). You are buying into a stock that is still working, not one that already blew off. Fundamentals are good enough to justify the squeeze: PEG 0.83, fwdPe 18.96 (vs. trailing PE 89 — earnings are turning), gross margin 97.87%, and ROE 7.01% climbing. It is not the cheapest name (PGY is much cheaper) or the most profitable (CRK), but PGY's own forecast tape is deteriorating (1d fc_long −15.8%, 1wk fc_mid −22.68%) and CRK just got hit with a Goldman Sell and Morgan Stanley PT cut to $16 — both undercut their strong fundamentals. UPST's newsflow, by contrast, is a Seeking Alpha 'Reiterate Buy' on July 3 citing a promising recovery setup. The 32.75% short float is the kicker. With RSI still only 59.3 (nowhere near overbought like DAVE at 78 or SEZL at 80), positive multi-TF forecasts, and an established negative-sentiment overhang, this is exactly the profile where a squeeze can extend. You get asymmetric upside (1wk fc_long +139.76%) without the 'top of the range' chase risk that plagues DAVE, SEZL, CELH, PAR and DLO. Waiting is the wrong move here: the 1d forecast is +29% short-term, the setup is intact but not extended, and there is no landmine headline. If you wait for a deeper pullback, you likely miss it as shorts start covering into positive analyst tone.